By

Aaron Safier
Had a great time this past Monday participating at the Annual Yeshivat Noam golf outing. It was a wonderful day filled with meeting parents of the school, enjoying great food, and networking.  
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Moshava Ba'Ir Day Camp of New Jersey
It was a pleasure speaking to the counselors and staff members at Moshava Ba’Ir, a day camp in Bergen County, NJ, about leadership and taking risks in life and in business. I had the opportunity to share some of my own experiences relating to successes and failures. Many of the points were thoughts and lessons...
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Financial Freedom | Sapphire Wealth Advisory Group
July is the time to start preparing for the upcoming independence of the new college kids in your household. If your children are still young and you’re not quite ready to pack their bags for school you still have a few years to think about this stuff. By being intentional about planning for your children’s...
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Whole Life Insurance vs. Term Life Insurance | Sapphire Wealth Advisory Group
“Is whole life insurance expensive or simply costs more than term insurance?” I have heard from many people that when they were in the process of purchasing life insurance, they didn’t ever consider buying whole life insurance. They only wanted term insurance. When I asked why, many respond with a variety of reasons such as...
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Life Insurance Calculator | Sapphire Wealth Advisory Group
“I just refinanced my mortgage and my life insurance” When we buy a house, the typical process involves putting a down payment on a house, in which the bank will provide the mortgage for the balance, and over the period of the contract, we pay them back. In these instances, the traditional mortgage plan is...
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A Commencement Address Many Wish They Heard 20 Years Ago   Dear Graduates, Congratulations! You are about to embark on the next phase of your life. Now that you have graduated from your respective school, whether it be high school, college, or graduate school you will be faced with making very important decisions about your...
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Special Needs Children Financial Planning | Sapphire Wealth Advisory Group
“Planning for a child with special needs is not as easy as 1-2-3” When a couple starts a family, many imagine raising a healthy child in an environment that affords them the opportunity to succeed. Parents may already envision sending their child(ren) to camp or signing them up for after-school programs. It’s perfectly expected. Today,...
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Finding Your Investment Strategy | Sapphire Wealth Advisory Group
“Shifting Between Lanes When Investing” The last time you went driving, and were caught in traffic on the highway, did you find yourself shifting from the right lane to the left lane when you saw that it was moving faster. Then as you settled in that lane, the right lane was moving faster than the...
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Cybersecurity | Sapphire Wealth Advisory Group
Recently, I attended a networking event at JPMorgan that was sponsored by the Jewish Community Foundation of Greater Metrowest NJ, and learned about the importance of Cybersecurity. It was great listening to Director Jared Maples, New Jersey Office of Homeland Security and Preparedness, Ileana van der Linde, Executive Director, Cybersecurity Awareness Global Program Lead for...
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Life Insurance | Sapphire Wealth Advisory Group
“Help! I was just diagnosed with an illness, and I need to buy life insurance” When one buys homeowners insurance, do they buy it before or after the house catches on fire? Whether or not you may or may not own a home, I anticipate you all know the answer. The same rationale and logic...
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