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Estate Planning | Sapphire Wealth Advisory Group

Estate Planning: Leave Your Legacy

“The difference between having an estate plan and not is the same between leaving a legacy or a mess” When we get older there are so many concerns we begin to develop about the future, and objectives that we still hope to accomplish. Whether it be professionally, academically, or financially. We go to school to […]

Stock Market Volatility | Sapphire Wealth Advisory Group

Market Volatility

“The market has been really volatile this whole week. I want to sell everything” I am sure at one point or another some may have expressed their emotion of regret when it comes to investing. Some of you may have said to a friend or thought to yourself, “if only I sold my investments, then […]

Life Insurance Application | Sapphire Wealth Advisory Group

Shopping for Life Insurance

Life Insurance is Never Bought, it’s Sold When was the last time someone you knew willingly went online to shop for life insurance? Quite often we use the internet to shop and compare prices on necessary items like groceries or luxury items such as a nice pair of expensive shoes. Very often people don’t think […]

Expenses | Private School | Sapphire Wealth Advisory Group

Living With Education Expenses

“My parents will pay for my children’s private school” In recent years many young and up-and-coming professionals, those of whom are married and/or have children are discovering some of the challenges of living a moderate lifestyle – it is expensive! Whether it be having one child or multiple children, the expenses keep rising every year […]

Are You Worth More Dead Than Alive?

You may not be worth more dead than alive, even with a will.  I am sure growing up someone has heard a spouse say to the other, “my husband/wife can’t wait till I kick the bucket because they know I am worth more dead than alive”. When we figure the money one makes, investments they […]

Retirement Planning | Sapphire Wealth Advisory Group

Planning for Retirement

I want to open a 401(k) account, so I can start planning for retirement in 5 years One of my favorite motivational speakers is Les Brown. I have listened to a number of his speeches for years, sometimes the same one twice a day, whether in the car or at the gym. He shares that […]