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Stock Market Volatility | Sapphire Wealth Advisory Group

Market Volatility

“The market has been really volatile this whole week. I want to sell everything” I am sure at one point or another some may have expressed their emotion of regret when it comes to investing. Some of you may have said to a friend or thought to yourself, “if only I sold my investments, then […]

Life Insurance Application | Sapphire Wealth Advisory Group

Shopping for Life Insurance

Life Insurance is Never Bought, it’s Sold When was the last time someone you knew willingly went online to shop for life insurance? Quite often we use the internet to shop and compare prices on necessary items like groceries or luxury items such as a nice pair of expensive shoes. Very often people don’t think […]

Expenses | Private School | Sapphire Wealth Advisory Group

Living With Education Expenses

“My parents will pay for my children’s private school” In recent years many young and up-and-coming professionals, those of whom are married and/or have children are discovering some of the challenges of living a moderate lifestyle – it is expensive! Whether it be having one child or multiple children, the expenses keep rising every year […]

Are You Worth More Dead Than Alive?

You may not be worth more dead than alive, even with a will.  I am sure growing up someone has heard a spouse say to the other, “my husband/wife can’t wait till I kick the bucket because they know I am worth more dead than alive”. When we figure the money one makes, investments they […]

Retirement Planning | Sapphire Wealth Advisory Group

Planning for Retirement

I want to open a 401(k) account, so I can start planning for retirement in 5 years One of my favorite motivational speakers is Les Brown. I have listened to a number of his speeches for years, sometimes the same one twice a day, whether in the car or at the gym. He shares that […]

Insurance | Financial Planning | sapphire Wealth Advisory Group

Who Pays Disability Insurance?

“My health insurance will pay for my disability” I have heard this response from prospective clients many times before we start working together. It is not uncommon for people to confuse the benefits offered by health insurance and disability insurance and long-term care insurance. When learning about an individual or a family, one of the […]