“Is whole life insurance expensive or simply costs more than term insurance?” I have heard from many people that when they were in the process of purchasing life insurance, they didn’t ever consider buying whole life insurance. They only wanted term insurance. When I asked why, many respond with a variety of reasons such as...Read More
“I just refinanced my mortgage and my life insurance” When we buy a house, the typical process involves putting a down payment on a house, in which the bank will provide the mortgage for the balance, and over the period of the contract, we pay them back. In these instances, the traditional mortgage plan is...Read More
“Help! I was just diagnosed with an illness, and I need to buy life insurance” When one buys homeowners insurance, do they buy it before or after the house catches on fire? Whether or not you may or may not own a home, I anticipate you all know the answer. The same rationale and logic...Read More
Life Insurance is Never Bought, it’s Sold When was the last time someone you knew willingly went online to shop for life insurance? Quite often we use the internet to shop and compare prices on necessary items like groceries or luxury items such as a nice pair of expensive shoes. Very often people don’t think...Read More
You may not be worth more dead than alive, even with a will. I am sure growing up someone has heard a spouse say to the other, “my husband/wife can’t wait till I kick the bucket because they know I am worth more dead than alive”. When we figure the money one makes, investments they...Read More
“My health insurance will pay for my disability” I have heard this response from prospective clients many times before we start working together. It is not uncommon for people to confuse the benefits offered by health insurance and disability insurance and long-term care insurance. When learning about an individual or a family, one of the...Read More
“My wife and I don’t need life insurance. We know my wife’s parents will take care of the children” You know what happens when you assume, right? That is what happens when couples with children feel that they don’t need life insurance and that their parents or in-laws will step in to take care of...Read More
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