Company News

New York Stock Exchange

It was a privilege being invited by Nationwide to be on the floor of the New York Stock Exchange for the opening bell yesterday. Thank you, Anthony Maiorella, for inviting me! The series of presentations about today’s market environment and Medicare planning given by Market Hackett, Cathie Cobe, and Stephane Detobel were fascinating and very...
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Radio Interview on CUTV

This past week I had the pleasure of being interviewed on CUTV. The topic of my segment was regarding financial planning for young professionals. I shared that beginning with a simple infrastructure of saving, protecting, and investing while updating it periodically may very well put them in a good trajectory for long-term financial success. Listen...
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Yeshivat Noam Golf Outing

Had a great time this past Monday participating at the Annual Yeshivat Noam golf outing. It was a wonderful day filled with meeting parents of the school, enjoying great food, and networking.  
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Moshava Ba'Ir Day Camp of New Jersey

Leadership Training

It was a pleasure speaking to the counselors and staff members at Moshava Ba’Ir, a day camp in Bergen County, NJ, about leadership and taking risks in life and in business. I had the opportunity to share some of my own experiences relating to successes and failures. Many of the points were thoughts and lessons...
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Financial Freedom | Sapphire Wealth Advisory Group

Financial Planning Leads to Financial Freedom

July is the time to start preparing for the upcoming independence of the new college kids in your household. If your children are still young and you’re not quite ready to pack their bags for school you still have a few years to think about this stuff. By being intentional about planning for your children’s...
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Whole Life Insurance vs. Term Life Insurance | Sapphire Wealth Advisory Group

Cost Analysis: Whole Life Insurance vs. Term Life Insurance

“Is whole life insurance expensive or simply costs more than term insurance?” I have heard from many people that when they were in the process of purchasing life insurance, they didn’t ever consider buying whole life insurance. They only wanted term insurance. When I asked why, many respond with a variety of reasons such as...
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Life Insurance Calculator | Sapphire Wealth Advisory Group

Refinancing Your Life Insurance

“I just refinanced my mortgage and my life insurance” When we buy a house, the typical process involves putting a down payment on a house, in which the bank will provide the mortgage for the balance, and over the period of the contract, we pay them back. In these instances, the traditional mortgage plan is...
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Commencement Address: Learning to Be Financially Smart

A Commencement Address Many Wish They Heard 20 Years Ago   Dear Graduates, Congratulations! You are about to embark on the next phase of your life. Now that you have graduated from your respective school, whether it be high school, college, or graduate school you will be faced with making very important decisions about your...
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Special Needs Children Financial Planning | Sapphire Wealth Advisory Group

Special Needs Financial Planning

“Planning for a child with special needs is not as easy as 1-2-3” When a couple starts a family, many imagine raising a healthy child in an environment that affords them the opportunity to succeed. Parents may already envision sending their child(ren) to camp or signing them up for after-school programs. It’s perfectly expected. Today,...
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